Mastercard Merchant Agreement

Distributors can charge either a brand surcharge or a product surcharge on Mastercard credit cards. A branded supplement is a supplement in which the reseller calculates the same percentage on all Mastercard credit cards. A product-level mark-up is one in which the distributor charges a surcharge on a particular Mastercard credit product. In both cases, the amount of the increase is capped. Nothing in the Mastercard Rules affects a merchant`s obligation to comply with applicable state or federal laws, including, but not limited to, national laws that may prohibit or restrict the loading of credit transactions, as well as federal and state laws regarding misleading or misleading disclosure. A merchant must clearly indicate to the reseller`s customers the distributor`s opening practices at the time of the interaction, including the amount of the allocation and the dollar amount of the surcharge on the transaction document provided by the distributor to its customers. Traders should refer to the specific rule on additional advertising obligations for consumers. A trader`s ability to impose a market depends on the trader`s compliance with certain advertising obligations. These obligations include prior information, both to Mastercard and to the distributor`s acquirer, of the merchant`s intention to win a contract at least thirty days before the distributor introduces a contract. A merchant can fulfill their disclosure obligation to Mastercard by clicking here and providing the following information: We allow merchants to accept payments through all channels – in-store, online, via mobile payments, and in unsupervised locations like gas pumps. Whether you can use one or more channels, we can help you speed up checkout, deliver innovative customer experiences, and provide loyalty and rewards. For merchants who accept other brands of credit payment networks such as American Express, Discover or PayPal, there are other requirements related to the circumstances in which such an ATM could open Mastercard cards that depend on the cost of those brands to the distributor and the additional restrictions imposed by those brands. A distributor should refer to the specific rules and/or contact its purchaser for further information on these requirements.

As a mastercard processor or reseller, you are essential to our success. And that success is best guaranteed if you have access to Mastercard rules and understand how they can apply to your business. The amount of fees a merchant can charge a cardholder is limited to the cost of the merchant accepting Mastercard credit. For merchants who choose to collect a brand surcharge, a merchant may only tax a Mastercard cardholder with the reseller`s average effective average discount rate that the dealer pays to their acquirer for Mastercard credit acceptance or the maximum markup limit found below. . . .


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